Michael Spinale

The Mike Spinale State Farm Agency understands it is our responsibility to help you make smart decisions when it comes to your insurance and financial service needs.

The start of 2026 is a perfect moment to pause and reflect on what matters most—your family. As your State Farm agent, I’m here to help you review your coverage and ensure you’re prepared for whatever the new year may bring, providing reassurance and confidence.

We focus on offering our customers having a remarkable experience!

This is how we are different!

1) I have a claims, underwriting and Agency background, which gives me a 360 degree perspective to help you!

2) We always look to give you most competitive price and leverage your insurance dollars!

3) We find/help ways to pay out on claims and waive deductibles on your policies and endorsements!

4) We have a needs base and no pressure approach to helping our customers!

4) We will give you personal, fast, and attentive service. Customers want all the conveninces of technology and a human touch!

5) We only want to grow our business from taking care of you with referrals or online reviews! That means our current customers come first!

6) We assist with Life insurance and Financial Services as well! We want to help protect your assets, then help you invest!

Do things right the first time-Customers want personalized, caring, and simple interactions-at claim time and in every interaction. They rightly expect us to keep our commitments, be available and be proactive. People are busy and rework costs money. Doing things right the first time should always be our expectation of ourselves.

Recover fast-When we make a mistake, we own it and fix it. As much as we try, we aren't perfect, but we can recover fast.

Keep it simple-Simple processes are easier for customers and associates. This improves are ability to do things right the first time. It also positions us to effectively automate work so we can offer a lower price. Simplicity is at the hear of our human + digital approach

Continuously improve-Be better today than yesterday. Be better tomorrow than today. They world is moving fast, and the competition is tough. Our job is to be fantastic by executing today while always getting better across the entire customer experience.

Our knowledge allows us to make sure you are receiving the top coverage, while also maximizing your insurance dollars. I have grown my agency substantially by treating every person the right way and receiving referrals. I have a passion for this business and helping people, which allows you to have an experience completely different than what you are used to.

We are about helping our customers to the highest level by not only protecting, but growing you assets! We have a Financial Specialist devoted to this process for you.

I make sure my team is an extension of me and treat them like family as well. Check out our reputation on Google!

I have over 25 year’s of experience with State Farm and in the insurance financial service industry. This office location has been here since 1997. I graduated from Detroit CC High School and from Western Michigan University with a degree in Business Management. I am a former State Farm Claim Representative, Underwriter & Agency Trainer. This allows me to understand every aspect of the insurance process to better help you. I am a second-generation State Farm Agent and my mom, dad, and two sisters are in the business as well.

My team and I help people personalize insurance plans that properly protect their vehicles and homes as well as ensure they are taking advantage of all the discounts available to them. I also assist our individuals in creating personalized life insurance and health insurance plans that meet their needs and make sure their most important asset is protected. We truly are a one stop shop when it comes to insuring your car, motorcycle, homeowners, condo, renters, boat, small business and financial services needs.

We specialized in life insurance. We offer a non pressure, quick/easy/free approval process by email to give you the options.

I live in Rochester Hills and I understand the people here and their insurance needs. Our purpose is to serve the surrounding communities of Troy, Birmingham, Oxford, Lake Orion, Oakland Twp, Auburn Hills, Pontiac, Sterling Heights as well as the many other cities in our area! My team and I are available to meet with individuals in the office as well as out of the office, whatever is most convenient for you.

The Mike Spinale Agency is very involved in the Rochester community and love being part of such an amazing area! We work closely with the Chamber as well as with other local charities and organizations. If there is anything we can help you with regarding your insurance protection plan, we would be happy to assist! Please give us a call, email, text, or we would love for you to stop in the office! We look forward to meeting you and having the opportunity to earn your insurance business! You have access to us 24 hours/7 days a week.